If you are operating a money-generating venture from home (of whatever type) you need to discuss that with your insurer and make sure your insurance cover will cover the items. Have that conversation now, don't wait until you need to lodge a claim.  If the conversation is over the phone, make a file note of the conversation, record the name of the person you spoke with and record the date and time of the conversation.  This record may prove to be essential if someone tries to tell you that you are not covered.